Reference

How or14344 Handles Your Personal Data

Our privacy policy sets out exactly what data we collect when you open an account, how we store it securely, and the choices you have over it at…

Transparent data practicesIndia-region applicabilitySecure account storageUPI & Paytm data handlingYour right to access or delete

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What This Policy Covers and Where It Applies

or14344 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This policy applies to all personal data processed through or14344 where local law permits account access. When you use our platform from India, the data we handle includes your registration details, payment identifiers linked to UPI, Paytm or PhonePe transactions, device information, and session activity logs.

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We collect only the data we need to operate your account and process withdrawals. We do not sell your personal data to third parties. Retention periods are tied to legal obligations and account status — active accounts retain data for as long as the account remains
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open; closed accounts are subject to a statutory retention window determined by applicable law. Access to your data and any corrections you request can be submitted through our dedicated privacy contact channel.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Us About Your Privacy Rights

If you have a question about this policy, want to request a copy of the data we hold on your account, or need to flag a…

DATA HANDLING STANDARDS

How We Protect and Manage Your Account Data

Security and transparency are the two principles that shape every data decision we make on this platform.

Encryption in Transit and at Rest

All data transmitted between your device and our servers is protected with TLS encryption. Stored records — including payment references tied to Paytm and PhonePe — are encrypted at rest using current industry standards, reducing exposure in the event of any infrastructure incident.

Cookie Policy and Consent

We use session cookies to keep your account active and analytics cookies to understand how pages are used. You can manage cookie preferences through the consent tool shown on your first visit. Withdrawing consent for non-essential cookies does not affect your ability to access your account.

Account Security Controls

Your account is protected by password authentication and, where available, two-step verification. We monitor for unusual login activity and will notify you by email if access is attempted from an unrecognised device or location, giving you the chance to act immediately.

Data Retention Schedule

We retain active account data for as long as your account remains open. When an account is closed, we hold only what applicable Indian law requires for the mandatory statutory period, after which records are permanently deleted from our systems.

Third-Party Data Sharing

We share data with third parties only where it is necessary to process a transaction — for example, passing a UPI reference to a payment processor — or where we are legally required to do so. We do not share data for advertising or profiling purposes outside our platform.

Your Right to Request Changes

You may request a full copy of your data, ask us to correct inaccurate details, or request deletion of your account record at any time. Submit requests through the privacy email or the help form; we complete data access requests within 30 days of verified identity confirmation.

Frequently Asked Questions About This Policy

Below are the questions we receive most often about how or14344 manages personal data. If your question is not covered here, our privacy contact channels are open and we will respond with a specific answer rather than a template reply.

We collect your name, email address, phone number and date of birth at registration. When you make a deposit or withdrawal via UPI, Paytm or PhonePe, we also store the payment reference identifiers needed to process and reconcile that transaction.

Send a request to our privacy email or submit the help centre form under Privacy Settings. Select the 'data access' category, verify your identity, and we will provide a structured export of your account data within 30 days of confirming your request.

Yes. You may request deletion at any time through the same privacy contact channels. We will erase your data subject to any statutory retention obligations required by applicable Indian law, and we will confirm in writing once the deletion is complete.

No. We do not sell or rent your personal data to advertisers, data brokers or any third party for commercial profiling purposes. Data is shared only with payment processors handling your UPI or PhonePe transactions, or when required by law.

Closed account records are held for the minimum period required by applicable Indian financial and regulatory law. Once that statutory period expires, your data is permanently deleted from our production and backup systems and cannot be recovered.

We use essential session cookies required for account login and non-essential analytics cookies. You can accept or decline non-essential cookies through the consent tool on your first visit. Declining analytics cookies does not restrict access to any part of your account.

Contact our privacy team directly via the dedicated privacy email or the help centre form. If you are not satisfied with our response, you may escalate the matter to the relevant data protection authority under applicable Indian law and available where local law permits.

How or14344 Handles Your Personal Data

Reach Us About Your Privacy Rights

How We Protect and Manage Your Account Data

Encryption in Transit and at Rest

Cookie Policy and Consent

Account Security Controls

Data Retention Schedule

Third-Party Data Sharing

Your Right to Request Changes

Frequently Asked Questions About This Policy

01 What personal data does or14344 collect when I open an account?

02 How do I request a copy of the data held on my account?

03 Can I ask or14344 to delete my personal data?

04 Does or14344 share my data with advertisers or data brokers?

05 How long does or14344 keep my data after I close my account?

06 What cookies does or14344 use and can I turn them off?

07 Who do I contact if I believe my privacy rights have been violated?

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